LPI CAPITAL BHD (8621)

Annual Report 2015

OPERATING RESULTS (RM '000)	2015	2014	Percentage changed
Operating Revenue	1,284,586	1,169,693	10%
Gross written premium	1,250,799	1,149,162	9%
Operating Profit	391,100	342,032	14%
Profit Before Tax	393,066	341,949	15%
KEY STATEMENT OF FINANCIAL POSITION DATA (RM '000)
Total Assets	3,625,348	3,377,206	7%
Total Liabilities	1,886,747	1,724,336	9%
Total Equity	1,738,601	1,652,870	5%
FINANCIAL RATIO (%)
Profitability Ratios
Return on Equity (ROE)	18.5	17.1	8%
Return on Assets	8.9	8.4	6%
Operating Margin	30.4	29.2	4%
Net Claims incurred	41	44	-7%
Productivity Ratios
Gross Written Premiums Income Per Employee (RM '000)	1695	1630	4%
No. of Policies Issued per Employee	2616	2331	12%

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QUARTERLY RESULTS
8 April 2015, Wednesday
8 July 2015, Wednesday
8 October 2015, Thursday
27 January 2016, Wednesday

(8th of next month after quarter closing - superstition? Hehe)

DIVIDENDS
Notice date :                                  8 July 2015, Wednesday
Entitlement date :                          24 July 2015, Friday
Interim dividend payment date :   3 August 2015, Monday
First interim single tier dividend of 20 sen per ordinary share

Notice date :                                  27 January 2016, Wednesday
Entitlement date :                          16 February 2016, Tuesday
Interim dividend payment date :    24 February 2016, Wednesday
Second interim single tier dividend of 50 sen per ordinary share

Let say share price = RM 16 per share (through out the financial year)
Dividend yield = RM 0.70/RM 16 = 4.375% (which is greater than FD, besides share price increased) 

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2016

DIVIDENDS
Notice date :                       11 Jul 2016
EX-date:                             22 Jul 2016
Entitlement date:                26 Jul 2016
Entitlement description: First Interim Single Tier Dividend of 25.0 sen per ordinary share

** First interim single tier divident increased from 20sen to 25sen from year 2015 to 2016 (^ 25%)

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Own thought/finding :

Share price :
11/10/2016 : RM 16.78

If dividend payout for 2016 assume to be 0.25+0.50 (suppose will be greater for second interim dividend) = total 0.70,
Dividend yield = 0.70/16.78 x 100 = 4.2%

If able to purchase at lower share price, dividend yield will increased.

In year 2015,
Dividend paid out on :
22/7/2015 : RM 0.20
12/2/2016 : RM 0.50
Let say share price on 12/2/2016 = RM 14.50
Dividend yield = [(0.20+0.50)/14.50] x 100% = 4.8%

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Quarterly rpt on consolidated results for the financial period ended 30/09/2016 :

SUMMARY OF KEY FINANCIAL INFORMATION 30 Sep 2016

		INDIVIDUAL PERIOD		CUMULATIVE PERIOD
		CURRENT YEAR QUARTER	PRECEDING YEAR CORRESPONDING QUARTER	CURRENT YEAR TO DATE	PRECEDING YEAR CORRESPONDING PERIOD
		30 Sep 2016	30 Sep 2015	30 Sep 2016	30 Sep 2015
		$$'000	$$'000	$$'000	$$'000
1	Revenue	363,529 (^ 4%)	349,507	1,023,340 (^8%)	945,963
2	Profit/(loss) before tax	97,404(^ 2.7%)	94,875	412,059 (^ 54%)	267,450
3	Profit/(loss) for the period	77,768 (^2.5%)	75,842	355,773 (^62%)	218,778
4	Profit/(loss) attributable to ordinary equity holders of the parent	77,768 (^2.5%)	75,842	355,773 (^62%)	218,778
5	Basic earnings/(loss) per share (Subunit)	23.43 (^2.5%)	22.85	107.17 (^62%)	65.90
6	Proposed/Declared dividend per share (Subunit)	0.00	0.00	25.00 (^25%)	20.00
		AS AT END OF CURRENT QUARTER		AS AT PRECEDING FINANCIAL YEAR END
7	Net assets per share attributable to ordinary equity holders of the parent ($$)	5.2881 (^0.98%)		5.2370

2016 Q3 : LPI : Highlights of the Group's Performance